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86-95 Trucks & 4Runners 2nd/3rd gen pickups, and 1st/2nd gen 4Runners with IFS

Insurance costs are outrageous!

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Old Jan 7, 2009 | 06:22 PM
  #21  
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From: Austin, Texas
Originally Posted by abecedarian
Thanks mom.
X2



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Old Jan 7, 2009 | 06:24 PM
  #22  
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From: Salem, OR
Okay never mind. I flipped out over nothing. Looked on progressive for ANOTHER quote but this one on my 2wd and they want $253 a MONTH! LOL.

Anyway, my mom only pays like $80 a month for my 2wd. I'm going to try to jump on her profile and pay for my own insurance. lol
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Old Jan 7, 2009 | 06:25 PM
  #23  
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From: Salem, OR
Originally Posted by abecedarian
okay fine.

are you adopting?
lol, I'm definitely no rich. I have expired tags on my truck, and the brakes are shot.
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Old Jan 7, 2009 | 06:25 PM
  #24  
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i would suggest put the truck on her insurance and just pay the difference. and what a difference it will be
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Old Jan 7, 2009 | 06:27 PM
  #25  
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From: Salem, OR
Originally Posted by the_ocho
i would suggest put the truck on her insurance and just pay the difference. and what a difference it will be
yeah. I don't mind paying for it. lol. Its not even close to being street ready anyway. I just wanna have some fun with it. I'm excited that I finally have a 4x4 and I want to see what I can do with it.
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Old Jan 7, 2009 | 06:28 PM
  #26  
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From: Shakopee, MN
Originally Posted by 91Toyota
yeah. I don't mind paying for it. lol. Its not even close to being street ready anyway. I just wanna have some fun with it. I'm excited that I finally have a 4x4 and I want to see what I can do with it.
i know what you can do with it. get in ALOT more trouble than you can get into with your 2wd
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Old Jan 7, 2009 | 06:33 PM
  #27  
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From: Salem, OR
Originally Posted by the_ocho
i know what you can do with it. get in ALOT more trouble than you can get into with your 2wd
lol...I know. I was planning on just towing it up into the mountains with my dolly and having fun for a day then drive home

Not sure if my little 2wd can tow that big beast.

But I need a hitch for my 2wd.
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Old Jan 7, 2009 | 06:34 PM
  #28  
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From: quincy illinoise
ru talking full coverage cause if not ouch i pay 65 a month for my 81 yoder
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Old Jan 7, 2009 | 06:35 PM
  #29  
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Dude, I hate to point this out, but you can't be an aggressive driver AND a defensive driver at the same time. The two are mutually exclusive.
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Old Jan 7, 2009 | 06:35 PM
  #30  
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ill sell you the hitch off my runner.
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Old Jan 7, 2009 | 06:36 PM
  #31  
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I cant afford my two vehicles anymore the runner is in the parents name i beilive like $60 a month but my mustang is in my name 17 years old first policy 92 gt full coverage everythinnggggg $240 a month =) but im selling the stang to fix my runner
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Old Jan 7, 2009 | 06:37 PM
  #32  
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From: Northern Colorado :-(
I pay $75 a month for liability only. I won't pay the $15 a month because insurance companies dont pay you what the vehicle is worth after an accident. So why bother?

My fiance and I are having to sue an insurance company because some jackass hit us and destroyed her car. Worth $7000 at the time and the company wants to give us $1000. $1200 if we sell the car to them.

I like the way it is in Australia: Insurance is not compulsory. If you want it, fine. If you dont, then if you get in a wreck then you're screwed.
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Old Jan 7, 2009 | 06:37 PM
  #33  
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From: Salem, OR
Originally Posted by RobD
Dude, I hate to point this out, but you can't be an aggressive driver AND a defensive driver at the same time. The two are mutually exclusive.
so agressive is strong and defensive driver drives like a puss?

ill sell you the hitch off my runner.
No, I've got one lined up http://portland.craigslist.org/mlt/pts/984185771.html
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Old Jan 7, 2009 | 06:38 PM
  #34  
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Originally Posted by darksoldier313
ru talking full coverage cause if not ouch i pay 65 a month for my 81 yoder
Yeah...liability only
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Old Jan 7, 2009 | 06:39 PM
  #35  
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From: Shakopee, MN
Originally Posted by 91Toyota
so agressive is strong and defensive driver drives like a puss?



No, I've got one lined up http://portland.craigslist.org/mlt/pts/984185771.html
damn....fine be that way. anybody else want it?
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Old Jan 7, 2009 | 06:45 PM
  #36  
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Another contributing factor is the color of the vehicle. When I was 16 I had a little fun looking at insurance costs on Progressive, first of all, being 16, male, unmarried, having a RED (on average i think $50 more to insure a red vehicle) truck that was older with no real safety features besides seat belts and the drivers-side "bar" was like $1900 for 6 MONTHS. Right now I'm 19, I'm still on my moms policy, but I pay for it myself, its about 900 for six months. when I was 16-17-18, it was close to $1400 for six months, but my mom still payed it for me. This is through Geico. If I were to start my own policy, it would be around $1300 for six months right now. I also got $200 off for six months for good grades in high school. I wouldn't doubt it if my '88 4runner is more to insure, being older, and a 2door vehicle with back seats, yet the insurance might see it as not a complete loss if it is totaled since, to them, its worth nigh even $1K probably. I'll just have to see...
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Old Jan 7, 2009 | 06:45 PM
  #37  
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im still on my parents policy and i pay 168/month for my 92 ext. cab Pickup 4x4. idk what it would be if i was on my own. not much more id hope. oh, and im 18 as well. no tickets, hell, ive never been pulled over. 2 wrecks but both were drunk drivers that hit me. not my fault.
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Old Jan 7, 2009 | 06:49 PM
  #38  
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try having a 2000 Mustang your senior year and only being 17/18...

with a wreckless driving violation, and 2 speeding tickets under your belt...



lol, that's why I got rid of the Stang; I got into even more trouble on the road once I got that, and had to sell it because I couldn't afford it. and I guess another reason I got rid of it was to keep me from getting my licence suspended...



I was a hellion on wheels back in the day

I say back in the day, hell that was only 4/5 years ago but a lot's changed sence then...


Now I'm 21, about to be 22 this March, and I only pay $65 a month through Allstate

Last edited by iamsuperbleeder; Jan 7, 2009 at 06:54 PM.
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Old Jan 7, 2009 | 06:52 PM
  #39  
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Originally Posted by 91Toyota
I'm a little ticked off. Apparently its $200 a month for my 86 to get insured by myself. Thats bull . I'm 18, no traffic violations, no wrecks, nothing. I have motorcycle through progressive and thats $180 a YEAR! After I finish with my manual tranny swap I might have to sell it I can't drive it on the road...so pretty much its a useless vehicle. Anybody else can't drive another vehicle because insurance costs are too high?
Ya...it was the same for me . As soon as I turned 25, my insurance dropped in half. That was 27 years ago
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Old Jan 7, 2009 | 06:54 PM
  #40  
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From: Salem, OR
Originally Posted by the_ocho
damn....fine be that way. anybody else want it?
I'll take it with free shipping...and of course the hitch is free too
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