Up In Flames!!! :(
08-26-2006, 09:24 PM
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Up In Flames!!! :(
Sadly, today at roughly 4:30pm central time my pickup went up in flames. Some sort of electrical fire began in the dash and within thirty seconds of me exiting the truck had engulfed the entire cab, destroying everything inside and most of the glass. I am assuming its totalled..i would post pics but i dunno how...not quite sure how i am going to move forward from here..trying to decide between going to a newer taco or 4runner w/ elocker..or go to a fullsize truck such as a f150, z71, zr2, or f250 diesel...i dont think the insurance company is going to fix it b/c its heavily damaged inside, it would need an entire new cab and instrumentation, and a dash and wiring harness, upholstery, electronics, door panels, glass, headliner, etc...
08-27-2006, 02:48 AM
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Thats a bummer... good luck with the insurance company. Make sure you get $$ for all your mods. They will pay extra for all the "visible" mods. Gears/locker and internal engine mods are the hardest, but if they can see things like lift, wheels, tires.etc... you'll get a higher total check.
08-27-2006, 03:10 AM
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Hmm,most insurance companies won't cover mods unless you specified it in your coverage and even if they do they won't reimburse you fully. I know this since I have alot of friends with modded cars for the dragstrip and they don't cover $1000 carbon fiber wings if it was a replacement for a $300 dealer part. Mostly they'll cover is the OEM part price but in your case I think it'll be totaled and they'll give you blue book.
08-27-2006, 03:13 AM
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Originally Posted by X-AWDriver
Hmm,most insurance companies won't cover mods unless you specified it in your coverage and even if they do they won't reimburse you fully. I know this since I have alot of friends with modded cars for the dragstrip and they don't cover $1000 carbon fiber wings if it was a replacement for a $300 dealer part. Mostly they'll cover is the OEM part price but in your case I think it'll be totaled and they'll give you blue book.
I asked my insurance company about it a few years back, and they said as long as its a visible improvment (i.e. provable) its coverd. I asked if they needed documentation and they said nope.... might vary from company to company, I am with State Farm in Idaho. They have replaced PIAA headlight bulbs when the lens has broken and caused the bulb to blow, never been an issue for me.
Last edited by AH64ID; 08-27-2006 at 03:15 AM.
08-27-2006, 03:24 AM
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I know how you feal right now, the same exact thing happened to my 92 4Runner!!!
Is the origin of the fire near the ignition cylinder? That is where mine was, I am begining to think there is a defect with them!
I stripped everything I could, got paid for the rest and made out like a bandit. (State Farm)
There are pics of mine linked in my sig.
Sorry to hear about it all,
Lamm
Is the origin of the fire near the ignition cylinder? That is where mine was, I am begining to think there is a defect with them!
I stripped everything I could, got paid for the rest and made out like a bandit. (State Farm)
There are pics of mine linked in my sig.
Sorry to hear about it all,
Lamm
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08-27-2006, 04:48 AM
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That sucks dude. I hope they pay out well for you.
Isn't improvement a relative term with the insurance company though? A lift and such may not neccesarily be an "improvement" to them? I always kind of wondered but never asked.
Isn't improvement a relative term with the insurance company though? A lift and such may not neccesarily be an "improvement" to them? I always kind of wondered but never asked.
08-27-2006, 10:06 AM
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well the lift and rims werent on the truck yet..hadnt had time to get it all installed so they are still sitting brand new on a pallet in my shop..wrapped in cellaphane still..full superlift 5" suspension lift with full rear leaf packs and shocks and boots...and the rims and tires are mounted and balanced...guess its sort of a good thing i hadnt had time to get them mounted yet..
08-27-2006, 04:29 PM
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If it was the ignition cylinder I think I recall seeing a service notice about them. There is a website somewhere that lists all the service notices and recalls for a vehicle based on the model/vin number I don't remamber the link just now... amnybody here got an idea?
I think if you search for auto+recall you might get a link the site was for almost any manufacturer [ it was the free part of a pay service for mechanics]
hope this helped aviator
ps too bad about you truck hope you find a new toyota.
I think if you search for auto+recall you might get a link the site was for almost any manufacturer [ it was the free part of a pay service for mechanics]
hope this helped aviator
ps too bad about you truck hope you find a new toyota.
08-29-2006, 09:20 PM
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yeah i have tons of pics..but nowhere to host them and i dont know how to post them on here...if someone wants to host them for me i will email them to you or whatever..
08-30-2006, 06:22 AM
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half full?
Sorry to hear about your loss dude!
Luckily (I hope) no one was hurt and rest can be replaced. Every ending is a new beginning. If I hadn't lost my Beemer to a fire I would have never found my runner and this great site and all the guys here...
& a 
or 2 or...
Good luck man!
Luckily (I hope) no one was hurt and rest can be replaced. Every ending is a new beginning. If I hadn't lost my Beemer to a fire I would have never found my runner and this great site and all the guys here...
& a or 2 or... Good luck man!
