outside of japanese 4x4s, that's pretty normal. unless you get deeper gears as an option, most fords, chevies, dodges had gears in the 3.55-3.73 range, and even your typical 6cyl or bigger jeep had like 2.73 or 3.07 gears stock.

especially with a 4.0 ford, which is a torque monster compared with most toyota engines.