thats not so bad.

if you part out what you dont want and keep what you do want you can probably get yourself a pretty nice replacement

 

counter at $5500 and you keep it and they'll bite - that's a "value" of $6000+ for it, and i think that's very fair to you.

hold out on any medical/lost-time stuff (don't even discuss it with them) until after the property damage is settled and they'll be MUCH more likely to give on value. if they bring it up, you can mention loosing time at work, pain/soreness, etc, but don't talk details. just tell them that the biggest problem you have is getting to/from work and looking for a new vehicle. tell them you want to get that taken care of then you'll be more willing to talk about the other stuff. that will get them to bite even faster on settling the property damage claim.

after they agree to the property damage settlement and put it in writing, then submit a claim for lost wages, etc and see where that goes. even if you had to take vacation, etc to get paid, you still get reimbursed from them due to the "lost time" involved.

 

very very smart thing to do!!!

 

Do you work for the insurance company bamachem? that is some good stuff right there. or have you done this before

 

I like the $5500 plus the vehicle.


They had better hurry up.... I am getting well enough now to start planning my next project.

I have my eye on an FJ-80

I had better join ih8mud

David

 

uh oh. Watch out ih8mud....

there was a 99 Highlander in the YT classifieds in MD with 74k for $10,000.....

 

lol... done it before and made some mistakes along the way, so now you're learning from my mistakes. also, my dad has been an independent insurance agent for 30+ years with various companies, so i've picked up a thing or two from him on how to deal w/ the claims adjusters to get his clients the best settlement for them - NOT the insurance company's bottom line. he care's about the people he deals with so he passing along info like this to them. they reward that with continued business with him and tons of referrals. so much so that he hasn't spent a dime on any advertising for the last 25 years other than a tiny yellow-pages ad every year.

 

That is awsome, I ike people who look out for each other. Sort of like this Forum..Hmmmm Well good advice for our fellow wheeler and all other that might run into this misfortune

 

Not true from my experiences, at all. Unfortunately, I've had the pleasure three different times. Attorneys do this kind of work on "contingency" for the most part -- meaning they work on your behalf for a cut of the final settlement. No money up front. If you get screwed, so do they.

Twice I've had to lawyer-up against the others drivers insurance co. Once against my own. Each time I started getting multiple calls a day wanting to know what it would take to get it settled "now." In all cases, I informed the insurance company that they'd had their shot at negotiating with me, and they needed to talk with my attorney. Each time I got at least triple what the adjuster had been offering me when our negotiations broke off.

It sounds like this is starting to work out favorably for David. Good to hear. But I wouldn't hesitate to hire an attorney if they start dragging their feet and offering peanuts as a settlement.

Ed

 

No rear diff lock

David

 

if the price is right, just add an ARB.....

 

True...

However, I would rather be nearer $7500 than $10k.

David

 

take a look at this one i think its close to you and only 31,000 miles too
http://cgi.ebay.com/ebaymotors/Toyot...QQcmdZViewItem

or maybey this one for a landcruiser

 

My bud went to look at the 4runner and the dealer has it marked at $6995 on his lot.

Took it to a mechanic who said tranny is going !!!

He did not buy it obviously

David

 

Well I have to laugh....

I must have broken the first Insurance adjuster as I just got told 'the file has been passed' and a new adjuster will be calling me.

Not sure if this is progress but its different

David

 

Yeah -- more than likely that means you're getting handed over to the senior ball-buster. I'm not joking. Be prepared to contact an attorney.

Ed

 

I may have missed it the other thread but what year was the 4runner and do you have any pics of it totaled?

https://www.yotatech.com/forums/f123/uninsured-suspended-license-hit-me-head-morning-81624/
^
Edit: never mind, i found it. OMG i had no idea it was THAT 4runner. What a tragedy!! I even asked you about buying it. Sucks man, your 2nd gen was super nice.

What happened to the pics here...
https://www.yotatech.com/forums/f123/finally-took-some-pics-clean-93-a-76962/

 

Not sure....

I use Montypics so I will look into it.

David

 

http://forum.ih8mud.com/showthread.php?t=86058

 

Thanks Andy,

My insurance company are dragging their heels so I am not in a position to move quickly.

The new adjuster asked me yesterday to send a bunch of information to support the valuation. So, I faxed it over at 9 am this morning and now find he is off for the day.

You think he could have told me yesterday...

David