Insurance should cover that unless there was a specific exclusion for off roading. Insurance covers off roading accidents, drunk driving, careless driving, street racing, stupidity, etc. If you do something on purpose and try to collect from insurance, that would be fraud and obviously wouldn't be covered.

Mike (her boyfriend was driving) Here is Nicoles take on what happened. I was too far away and behing them to see what did happen.

http://www.ttora.com/forum/showpost....0&postcount=68

"Regearding certain comments that I feel need to addressed. First off, regarding remembering every detail of everything that happened. Start slipping (on a little loose sand in a truck he wasn't familiar with) off Lion's Back and fall about 50 feet into a crevice at the bottom and let me know if you remember everything that happened. As for the comment on the direction the wheels were turned, if Mike had not had enough sense about him to know to turn the wheel toward the fall (since it was past the point of evasive manuevers) we would of rolled several times on the way down and possibly crashed into a side of the truck where people could of been injured or killed. So at this point the opinions coming from people's mouth who have never been in a situation like this hold no weight."

So there ya have it...

I dunno, I just took part in the recovery and made the vidoes.

No she has no insurance, none, zip, nadda.

:*(**

how do you NOT have insurance on a newer vehicle ? but afford to lift it, wheel, tires etc. :think:

but the bottom line is, everyone is ok. :great:
and that was a sweeet looking taco.

Yeah, not having insurance...yikes.

But yes, the only important thing is that all are alive, and better yet, uninjured.

She bought it like that Ric. The insurance part... Well I don't know the answer to that...

Very interesting reading in the other thread.
Hope it all works out.

That is nuts!!! and no insurance...hehm. I am just glad everyone is okay...and props to mike for being a stand up guy (like who wouldn't in this case though, right?)

Reading the other thread it sounds more and more like they aren't involving insurance due to the circumstances than she just flat out doesn't have insurance. Most states require some sort of insurance (even if it is only liability which wouldn't matter in this case) to register a car. But it is all speculation until we hear from the horse's mouth what happened.

we wont hear from the horses mouth now that it was closed :(

Yes I agree, I'm glad everyone is Ok and in the event I'm wrong about the insursance , that was the conclusion I came up with, from the thread that is now closed.

Very unfortunate glad everyone was OK and from the video I think the drop was more like ~20 feet or so, seeing the truck stand on it's nose and Lion's back in the back ground looks like a big fall but not fifty feet. Probably felt that way though!

Just read that he is stepping down from NoCal president's spot because he was drinking. Sucks all the way around. Glad they are alright, but I don't condone drinkin and wheelin.

Are you sure he was drinking?
If so, how many times have we discussed here the importance to abstain from any alcohol while on a trail drive?

See what can happen?
Pisses me off, it was a very nice rig.
Oh well, at least the bumper was intact.

They are lucky to be alive.
Although later down the road they could develop a back or neck problem.
It can set in later.

It also pisses me off as this give fodder to the greenies.
Yes, I said greenies :D
It labels off roaders as drinkers who bash up stuff.

he said he was here is the link.
http://www.ttora.com/forum/showthread.php?t=53191

before this turns into a "drinking and wheeling" bashing party, lets keep it nice and polite, he knows he made a mistake (we ALL have) and is stepping up, and taking responsiblity for his actions :great:
and the important thing is,
everyone is ok, and walked away, vehicles can be replaced, people cant..

I totally agree. I'm glad he manned up and ended the speculations. Sucks that it happened. Seems like a cool guy.

Owning up to the responsibility of one's mistakes is but half the equation in defining a man's character. Accepting and enduring the consequences when the dust settles and folks have stopped their accolades is the true test of a man's character. True character always goes unseen and unnoticed by the masses IMO.

I wish the young man well and hope he learns an invaluable lesson at the cheap price of a truck rather than the priceless value of a human life.

:guitar:

very well said

ouch..... Indeed, in many cases drinking on the trail may not cause an issue, but when it does, its not pretty. In this case, it certainly cost both people involved a bit of hardship, and possible issues later on down the road of life. Either way, the greenies can take this and have a field day with it. It seems he didn't have too much to drink (he was able to react quickly to the situation), but any drink is one drink too many for the trail. Hope we all can learn from this. Save the booze for camp, don't bring it on the trail.