This is why you need to get your truck appraised
#21
Registered User
iTrader: (-1)
Do you guys think Agreed Value or Stated Value is the way to go?
https://www.hagerty.com/articles-vid...value-coverage
https://www.hagerty.com/articles-vid...value-coverage
Fine well cared for Toyotas do not depreciate they gain value..
#22
Registered User
I had a similar issue. I came to a fast stop on the freeway and the guy behind me used the bed of my old Ford to stop. The truck was totaled. The guys insurance offered me 1,600$. At that point I threatened to lawyer up and ignored them for about 3 weeks. They finally left me a voicemail offering 4,700$. It's sad but true. All insurance companies will try to get one over on you.
#23
Registered User
iTrader: (1)
Well I had an 85 Toyota pickup that was mildly build locker gears springs and tires. Very clean inside. About $800 in to the steep in the late 90's and my insurance company said it was worth $2,000. I balked and got them up to 4,500 I think. If I had stated value I would have paid about more but got my money back to build another one. No way with out stated value insurance can you come out even on a built old rig.
I had more money in the gears and locker and clutch than they said the truck is worth.
I had more money in the gears and locker and clutch than they said the truck is worth.
#24
Registered User
I also fully understand your previous post about the lake Samamish area. I lived the better part of my life in the LynnHood (not quite so hood anymore, sorta sad). Had to drive through Mill Creek a lot and between the overzealous cops (I got my first speeding ticket there, for doing 3 mph over the limit) and the expensive cars driven by idiots too important to pay attention to the road, well, I was VERY careful.
I still come over to visit family often and I do miss it some, but every time I hit the I-90 / 405 interchange I remember why we left.
Also, just noticed that if your "handle" is any indicator of YOUR vintage, we rolled off the assembly line the same year.
Last edited by Bingle; 02-21-2017 at 02:20 PM.
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