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My friends drive FWD cars or dont drive at all.. My mom has driven fwd vehicles since she moved here in '75 and has never had a problem. never in an accident or in the ditch. its all a matter of HOW you drive. Most of the vehicles that are in the ditch in the winter are big 4x4 trucks and SUVs. They think since they have 4x4 they are invincible and speed.
As far as making a living. Its jsut about like any other place. Just jobs. I work at Home Depot. Make decent money and it will help put me through college next semester.