wimpywade94

ok, simple question, is it possible to get motorcycle insurance without having any kind of health insurance or bodily damage insurance,

thanks
wade

shazaam

Yes ... call up progressive. They are the nations largest. But since your under 25, I hope you have a small bike like 250 cc. Otherwise your going to get raped on the premiums.

WT

I will also answer yes most will add or remove what you want as long as its legal most ppl have health through there work benefits but when I was shopping for prices I found progressive to be the most expensive and also found, State Farm had the best prices for me so I suggest to shop around call around to local guys. I got my 04 Yamaha FZ-6 (600cc) a few months ago. State Farm looked at the CC of the bike and part of your credit ratting to determine your cost. They beat my current automotive insurance that I have 3 cars on and a house, which is odd. Found not all insurance companies offer competitive motorcycle insurance thats for sure. Oh when price shopping be sure to compare apples to apples for deductables and coverages.
Motorcycle can get expensive to have and MOD but just as much fun as the Yota you have
So what are you planning on getting ?

shazaam

State farm only offers good motorcycle rates if you buy other policies from them as well (ie cars, home, life) .. stand alone motorcycle policy priced out a lot higher then progressive.

WT

Hmm wierd I left my other policy intact at other company and just have motorcycle policy with them and I will say it was still less than progressive, hmmm wonder if it may have something to do with were you live too and the bike perhaps, could be a credit scoring difference too I guess.

ken.vs.ryu

yes...they don't care about you, only the person/property that you may damage.

wimpywade94

ill never get on a 2 wheeled motorcycle again in my life, i was asking because my mom was in a seriouse wreck a few days ago, and insuarnce called and said that she opted out of getting any kind of bodily damage insuracne, i was just asking, cause state farm screwed my dad when he got in his wreck 9 months ago.

i should be at the hospital for at least another 2 weeks.

wade